Comparing Retirement Income Payment Options

When approaching retirement and the last decade of stock market ups and downs, many people wonder how to protect retirement income from economic collapse.  There are two popular options to protect retirement savings:  Joint and survivor annuity payment option or retirement income protection funded with life insurance. Joint/Survivor Annuity Payout Option Versus Retirement Income Protection… Read More Comparing Retirement Income Payment Options

Sole Proprietor Insured Disability Buy-Sell Plans Pt. 2

In business, there are many types of buy-sell agreements to protect owners, the business, partners, shareholders, or family members.  When one person owns a company with no other interested parties, they are considered a sole proprietor.  If this person becomes permanently disabled, the business’ only owner would then be unable to run the business. Therefore,… Read More Sole Proprietor Insured Disability Buy-Sell Plans Pt. 2

Sole Proprietor Insured Disability Buy-Sell Plans Pt. 1

The disability of a business owner has no legal impact on the ability of a closely-held business to continue to operate.  However, the practical consequences can have a very serious impact on not only the owner but the owner’s family and the employees of the business.  An insured disability buy-sell plan can alleviate the stress… Read More Sole Proprietor Insured Disability Buy-Sell Plans Pt. 1