Retirement Savings Analysis: African-American Women

Americans are wedding less frequently, and the ones that are getting married are not staying married for as long as their previous generation.  This can affect the way retirement is saved and collected, putting many African-American women at risk of running out of retirement money.   Social Security Spousal benefits for Social Security is often … Continue reading Retirement Savings Analysis: African-American Women

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The Pros and Cons of Annuities

Annuities are financial investments that entitle an investor to a fixed sum yearly, typically for the rest of their life.  Intended to ensure against living a long time, an annuity removes the fear of running out of retirement savings.   Annuities Versus Stocks There can be two camps when it comes to annuities versus the … Continue reading The Pros and Cons of Annuities

Retirement “Expiration” Dates

When developing a retirement plan, it is important to understand when and how expiration dates can affect decisions.  Some expiration dates fall under strict regulations while some are vague and more sensible. Fixed Expiration Dates Social Security retirement benefits can be claimed from age 62 to 70.  A delay to claim benefits past the age … Continue reading Retirement “Expiration” Dates

Considerations for Early Retirement

Early retirement is a dream for some people.  But, not everyone has the desire or need to retire early.  The path to early retirement is not an easy one, and those considering this option should have a plan and some introspection pertaining to their finances, fulfillment, health, and self-worth. No matter where a person is … Continue reading Considerations for Early Retirement

Retirement Savings: Side Businesses for Growing Wealth

In our quest for financial stability and success, many American workers are simply not satisfied with the regular paycheck and benefits that come from traditional jobs. These regular paychecks certainly do help pay the bills, but in today’s economy, it can be tough to get ahead, even on the salary a well-paying job provides. Many … Continue reading Retirement Savings: Side Businesses for Growing Wealth

Finding Validation in Retirement

Throughout our careers, many of us dream of the day we can finally retire. We dream of endless peaceful days when we can do what we want, when we want to, all without the demands of deadlines and work stress. Retirement sounds great, doesn’t it? Unfortunately, many new retirees find themselves without direction, without self-worth, … Continue reading Finding Validation in Retirement