Sole Proprietor Insured Disability Buy-Sell Plans Pt. 1

The disability of a business owner has no legal impact on the ability of a closely-held business to continue to operate.  However, the practical consequences can have a very serious impact on not only the owner but the owner’s family and the employees of the business.  An insured disability buy-sell plan can alleviate the stress … Continue reading Sole Proprietor Insured Disability Buy-Sell Plans Pt. 1

Lesson in Indexed Annuities Part 2

In the first installment of our blog series on indexed annuities, we introduced the concept of these financial instruments. Our first lesson revolved around how they work, how account holders may choose to invest in them, and the different types of indexed annuities available to those planning for retirement. In this part of our series, … Continue reading Lesson in Indexed Annuities Part 2

Lesson in Indexed Annuities Part 1

As we plan for our retirements, there are many financial instruments at our disposal. In addition to savings plans, employer‐matched retirement savings programs, and Individual Retirement Accounts (IRAs), annuities are a great option. There are several types of annuities; here, we’ll discuss indexed annuities and the factors influencing them. View the full presentation here. What … Continue reading Lesson in Indexed Annuities Part 1

How an Insured Stock Redemption Buy-Sell Plan Works

A cost-effective and economical method of providing the cash essential to purchase a deceased shareholder’s business interest is a stock redemption buy-sell plan.  An insured stock redemption buy-sell plan words for a corporation by a stock redemption buy-sell agreement paid for with nondeductible life insurance premiums. The Corporation, Shareholders, and Insurance Company First, the corporation … Continue reading How an Insured Stock Redemption Buy-Sell Plan Works