Throughout our careers, we work to set aside money for retirement. Financial and retirement planners encourage their clients to have diverse retirement portfolios, choosing the right investment products and strategies to maximize savings in an effort to weather volatile market conditions. Creating a diverse retirement savings portfolio can include such products as stock and bond … Continue reading Making Required Minimum Distributions (RMDs) Work For You
No matter where we are in our careers, thoughts often turn to retirement. From the young person just starting out in the employment journey to the seasoned veteran who is counting the days until finally being able to retire in peace, the concept of retirement is filled with challenges, misconceptions, and even some surprises. Retirement … Continue reading 5 Things You Must Know About Retirement
There are many options when it comes to setting aside money for retirement. Individuals planning for life after they quit working can select numerous investment strategies such as IRAs, stock and bond investments, and employer-sponsored retirement plans. There are times, however, when all of these retirement options do not provide the steady income one needs … Continue reading Can Fixed Indexed Annuities Benefit Retirement Savings?
For many people, the dream of retirement includes travel to exotic destinations around the world. Saving money for a global adventure is the goal of a sizeable percentage of Americans, who plan to hit the road once their careers come to a halt. In order to maximize retirement savings, and to live a comfortable life … Continue reading 10 Best Places to Retire Overseas
Businesses all over the world rely on loans to establish new ventures, inject capital into growing operations, or to fund many other aspects of the overall business. Business debt is part of the cost of doing business, and creditors may require that closely-held corporations personally guarantee repayment of this debt. Small businesses, especially with sole proprietors … Continue reading Is Business Loan Insurance Required?
We have all heard the expression “there’s an exception to every rule”. This expression can be found in all facets of life, including when we are planning for our retirement years. Exceptions to every rule can be found, and in the U.S. tax code, there are exceptions that can help shape one’s financial future. Understanding … Continue reading How to Manage RMD Rollovers
As we work through our lifetimes, it is important to set aside funds for the future. Retirement planning is a critical part of adult life, yet far too few Americans take this aspect seriously. Numerous surveys and financial studies have indicated that on average, Americans are woefully underprepared for their life after retirement. Most of … Continue reading Saving for Retirement: It’s Not Too Late
Companies around the world insure their assets with business insurance. This is designed to protect from financial losses arising from property and equipment damage or destruction, such as in the case of certain natural disasters. Protecting key employees, however, is a commonly-overlooked area for many firms. Most people know that successful businesses are made up … Continue reading Key Employee Indemnification Insurance Policies, Explained
In our first article about business expense protection, we discussed the odds of a business owner becoming disabled at some point in his or her career. We also talked about typical business overhead expenses and the potential funding sources that can be used to pay for these expenses while the owner is disabled. We also … Continue reading How to Safeguard Your Business with Overhead Expense Protection
The decision to liquidate a family-owned business is not one to be taken lightly. The death of a business owner, or a situation where the owner becomes disabled and is no longer able to manage business operations, can cause family members to feel pressure to divest themselves of business assets. This can have long-ranging negative … Continue reading Business Liquidation Insurance: How to Prepare for the Worst