Parents of special-needs children face many obstacles when it comes to planning for the future. In addition to the legal and financial ramifications of caring for children while the parents are still alive, those parents also must make preparations for continued care and support after they die. In previous installments, we’ve discussed some of the … Continue reading Letters of Intent and Special Needs Trusts
All parents desire the best education possible for their child. Every child needs an educational advocate in their corner, especially children with special needs. Actively participating in a child’s education plan is the best way to ensure that a child receives a solid educational foundation. Education Laws for Children with Disabilities Understanding the many different … Continue reading Education Planning for Special Needs Children
Parents who find themselves caring for a special needs child have many questions. Some of these questions include: What will happen to my child when I am no longer around to care for them? Who will step in to help? What financial arrangements do I need to make to ensure their continued care? These can … Continue reading Planning for the Future with Special Needs Children
In the United States, over 70 million people are grandparents. Grandparents hold a special role in children’s lives. In some cases, they serve as surrogate parents; in most other cases, they are a source of knowledge, adventure, and life skills. Grandparents got to attain that title by raising at least one child of their own, … Continue reading Skills Every Retiree Grandparent Should Master
In a perfect world, those planning to retire would have adequate money saved up for any and all future expenses. Retirement savings is an important part of life, and failing to fund the future is a serious misstep. In the United States, the average retirement account is far less than it should be for a … Continue reading A Retirement Safety Net for Finances
As we approach retirement, many people have questions about their future needs. One of the common concerns is centered on insurance in retirement. Other than insurance for one’s car, home, and healthcare, many retirees believe that they have no other need for insurance products. The truth, however, is rather different. There are a number of … Continue reading Do I Need Insurance in Retirement?
Among retirees’ dreams, hitting the open road and camping outranks at or near the top. Camping as a pastime is incredibly popular for people of all ages, but for retirees, an adventure like this means something truly special. Nearly everyone has met an older couple who purchased an RV after retirement and now spends their … Continue reading Adventures in Retirement: Camping