How to Maximize Earning Power for Retirement

Earning power, or earning ability, is one of the most valuable assets a person can possess.  Amazingly, if a family’s average income is $100,000 for their entire working career, a 30-year-old couple will earn 6.5 million by the age of 65.  So, how can the average worker maximize their earning power to maximize their retirement … Continue reading How to Maximize Earning Power for Retirement

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How to Choose the Best Annuity for Retirement

READ THE FULL PRESENTATION: Lesson in Annuities After choosing to invest in an annuity for a continued source of retirement income, the decision then becomes the type of annuity to choose.  Many people are left with more questions than answers. What are the differences between a variable annuity vs a fixed annuity?   What is … Continue reading How to Choose the Best Annuity for Retirement

How to Change Your Retirement Portfolio for Superior Results

A happy retirement begins with the security of knowing that a person’s retirement income will not outlast their life.  Many sites give early retirement tips but fail to take into consideration that the average retiree is now living longer.  Retirement calculators that show workers how they can enter early retirement fail to take into consideration … Continue reading How to Change Your Retirement Portfolio for Superior Results

How to Boost Your Cash Flow After Retiring

When it comes to retirement, many people wonder if they will have enough cash to keep their standard of living the same as when they were working.  With only Social Security and a retirement pension, many people find that they no longer can live the type of lifestyle they once did when they were working. … Continue reading How to Boost Your Cash Flow After Retiring

Choosing the Best Annuity for Your Retirement

When planning for retirement, an annuity investment may be the ideal solution for anyone who wants to plan for a steady stream of income until their death.  With many people living well into their 90s or even 100s, the chances of outliving retirement savings are a very real concern for many retirees.  Annuities solve that … Continue reading Choosing the Best Annuity for Your Retirement

Understanding Roth IRAs

With several different types of IRAs, choosing the best one for potential retirement income is vital.  Understanding factors such as eligibility, deductibility, distributions, and conversions can help a person’s decision. According to the IRS, a Roth IRA is a particular type of IRA that is subject to the rules that apply to a traditional IRA. … Continue reading Understanding Roth IRAs

Preparing for Your Retirement: An IRA Review

The most valuable asset of any person is their earning power.  This personal earning power is a powerful tool when used correctly.  Not many people realize that an average couple can earn 3.5 million dollars by age 65 if the total family income averages $100,000 for their entire career, without any raises.   The future … Continue reading Preparing for Your Retirement: An IRA Review

Lesson in Indexed Annuities Part 5

Part 1 Part 2 Part 3 Part 4 In our last blog article, we covered indexing methods in detail, focusing on three of the most common ways that insurance companies calculate the way interest is credited to the annuity account. We also touched on contract riders and how they can provide increased flexibility to the … Continue reading Lesson in Indexed Annuities Part 5

Lesson in Indexed Annuities Part 4

Part 1 Part 2 Part 3 Our last blog post in the series on indexed annuities covered many common terms that are found in the annuity contracts. We’ve touched on the indexing methods insurance companies use to determine how interest is credited to the annuity account, and in today’s article we will go much deeper. … Continue reading Lesson in Indexed Annuities Part 4

Lesson in Indexed Annuities Part 3

In previous blog posts in our continuing series on indexed annuities, we’ve spoken about what an indexed annuity is, how it works, and some of the advantages of this retirement planning account over other financial strategies. Our last article covered some of the major features of indexed annuities and how interest formulas are used to … Continue reading Lesson in Indexed Annuities Part 3