Executive Order May Shape the Future of Retirement Savings

Big changes may be coming to the retirement planning process, thanks to an Executive Order signed by President Donald Trump in August 2018. The Order is designed to help Americans save for retirement by allowing them to keep their accumulated savings in tax-deferred accounts for a longer period of time, and by allowing smaller business … Continue reading Executive Order May Shape the Future of Retirement Savings

Can Fixed Indexed Annuities Benefit Retirement Savings?

There are many options when it comes to setting aside money for retirement. Individuals planning for life after they quit working can select numerous investment strategies such as IRAs, stock and bond investments, and employer-sponsored retirement plans. There are times, however, when all of these retirement options do not provide the steady income one needs … Continue reading Can Fixed Indexed Annuities Benefit Retirement Savings?

How Business Loan Insurance Plans Work (Part 2 of 2)

In the first part of our two-part series on business loan insurance solutions, we introduced the concept of these life insurance plans and how they can provide advantages to businesses of many types. We contrasted unincorporated versus corporate business interests, went over the financial hardships that may be experienced in a business owner’s untimely death, … Continue reading How Business Loan Insurance Plans Work (Part 2 of 2)

10 Best Places to Retire Overseas

For many people, the dream of retirement includes travel to exotic destinations around the world. Saving money for a global adventure is the goal of a sizeable percentage of Americans, who plan to hit the road once their careers come to a halt. In order to maximize retirement savings, and to live a comfortable life … Continue reading 10 Best Places to Retire Overseas

Is Business Loan Insurance Required?

Businesses all over the world rely on loans to establish new ventures, inject capital into growing operations, or to fund many other aspects of the overall business. Business debt is part of the cost of doing business, and creditors may require that closely-held corporations personally guarantee repayment of this debt. Small businesses, especially with sole proprietors … Continue reading Is Business Loan Insurance Required?

What Are “See-Through” Trusts?

Estate planning is an important part of the financial picture. Planning for what will happen with your assets after you’ve passed away can set the stage for a comfortable future for your loved ones, even if you are no longer there to provide for them. In the estate planning process, you may come across the … Continue reading What Are “See-Through” Trusts?

How to Manage RMD Rollovers

We have all heard the expression “there’s an exception to every rule”. This expression can be found in all facets of life, including when we are planning for our retirement years. Exceptions to every rule can be found, and in the U.S. tax code, there are exceptions that can help shape one’s financial future. Understanding … Continue reading How to Manage RMD Rollovers