How to Maximize Earning Power for Retirement

Earning power, or earning ability, is one of the most valuable assets a person can possess.  Amazingly, if a family’s average income is $100,000 for their entire working career, a 30-year-old couple will earn 6.5 million by the age of 65.  So, how can the average worker maximize their earning power to maximize their retirement … Continue reading How to Maximize Earning Power for Retirement

Advertisements

How to Choose the Best Annuity for Retirement

READ THE FULL PRESENTATION: Lesson in Annuities After choosing to invest in an annuity for a continued source of retirement income, the decision then becomes the type of annuity to choose.  Many people are left with more questions than answers. What are the differences between a variable annuity vs a fixed annuity?   What is … Continue reading How to Choose the Best Annuity for Retirement

Choosing the Best Annuity for Your Retirement

When planning for retirement, an annuity investment may be the ideal solution for anyone who wants to plan for a steady stream of income until their death.  With many people living well into their 90s or even 100s, the chances of outliving retirement savings are a very real concern for many retirees.  Annuities solve that … Continue reading Choosing the Best Annuity for Your Retirement

Lesson in Indexed Annuities Part 5

Part 1 Part 2 Part 3 Part 4 In our last blog article, we covered indexing methods in detail, focusing on three of the most common ways that insurance companies calculate the way interest is credited to the annuity account. We also touched on contract riders and how they can provide increased flexibility to the … Continue reading Lesson in Indexed Annuities Part 5

Lesson in Indexed Annuities Part 4

Part 1 Part 2 Part 3 Our last blog post in the series on indexed annuities covered many common terms that are found in the annuity contracts. We’ve touched on the indexing methods insurance companies use to determine how interest is credited to the annuity account, and in today’s article we will go much deeper. … Continue reading Lesson in Indexed Annuities Part 4

Lesson in Indexed Annuities Part 3

In previous blog posts in our continuing series on indexed annuities, we’ve spoken about what an indexed annuity is, how it works, and some of the advantages of this retirement planning account over other financial strategies. Our last article covered some of the major features of indexed annuities and how interest formulas are used to … Continue reading Lesson in Indexed Annuities Part 3

Lesson in Indexed Annuities Part 2

In the first installment of our blog series on indexed annuities, we introduced the concept of these financial instruments. Our first lesson revolved around how they work, how account holders may choose to invest in them, and the different types of indexed annuities available to those planning for retirement. In this part of our series, … Continue reading Lesson in Indexed Annuities Part 2

Lesson in Indexed Annuities Part 1

As we plan for our retirements, there are many financial instruments at our disposal. In addition to savings plans, employer‐matched retirement savings programs, and Individual Retirement Accounts (IRAs), annuities are a great option. There are several types of annuities; here, we’ll discuss indexed annuities and the factors influencing them. View the full presentation here. What … Continue reading Lesson in Indexed Annuities Part 1

Annuities vs. Certificates of Deposit

One of the most oversold and underperforming financial vehicles in America is the Certificate of Deposit or commonly called the CD.  The CD has become a popular investment tool for many American’s due to its slightly higher rates than many bank savings accounts.  In addition, many older Americans put their savings into CD’s because they … Continue reading Annuities vs. Certificates of Deposit