Choosing the Best Annuity for Your Retirement

When planning for retirement, an annuity investment may be the ideal solution for anyone who wants to plan for a steady stream of income until their death.  With many people living well into their 90s or even 100s, the chances of outliving retirement savings are a very real concern for many retirees.  Annuities solve that … Continue reading Choosing the Best Annuity for Your Retirement

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Lesson in Indexed Annuities Part 1

As we plan for our retirements, there are many financial instruments at our disposal. In addition to savings plans, employer‐matched retirement savings programs, and Individual Retirement Accounts (IRAs), annuities are a great option. There are several types of annuities; here, we’ll discuss indexed annuities and the factors influencing them. View the full presentation here. What … Continue reading Lesson in Indexed Annuities Part 1

The Importance of Having a Will

Estate planning begins with a will.   Wills are a way for those who have passed on to have their voice heard and their final wishes carried out.  Does everyone need a will?  Yes.  Almost every individual, regardless of their net worth, needs a will.  In addition, having a will means that a person decides who … Continue reading The Importance of Having a Will

Questions to Ask When Deciding Income Options in Retirement

Running out of money during retirement is a common fear for those close to retirement.  Finding the perfect income amount during retirement is different for every individual.  By answering some questions pertaining to income and expenses, the difficult task of income planning can be made simpler. Some questions that a person thinking about retirement, whether … Continue reading Questions to Ask When Deciding Income Options in Retirement

Investing in Target Date Funds for Retirement

Saving for retirement is not as simple as putting X dollars into Y account and at age 65 receiving Z payment.  Stocks, bonds, annuities, interest rates, bull or bear market, the list goes on and on when it comes to factors to consider when investing for retirement.  One solution to this complex problem is target … Continue reading Investing in Target Date Funds for Retirement

Important Strategies to Keep More Money in Your Retirement

To protect the money used in retirement, create a tax-smart retirement plan.   The bottom line is what is really important in a retirement account.  However, many people focus on the profits or losses over a short period of time and end up becoming stressed about their money.  Instead of lamenting about the lack of … Continue reading Important Strategies to Keep More Money in Your Retirement

Roth IRA vs. Traditional IRA

When it comes to planning for retirement, there are many products to choose from. Consumers can select investing in mutual funds, the stock market, fixed annuities, and many others. Some of the most popular financial accounts include Individual Retirement Accounts or IRAs. There are two major types of IRA: the Roth IRA and the Traditional … Continue reading Roth IRA vs. Traditional IRA