How to Choose the Best Annuity for Retirement

READ THE FULL PRESENTATION: Lesson in Annuities After choosing to invest in an annuity for a continued source of retirement income, the decision then becomes the type of annuity to choose.  Many people are left with more questions than answers. What are the differences between a variable annuity vs a fixed annuity?   What is … Continue reading How to Choose the Best Annuity for Retirement

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How to Change Your Retirement Portfolio for Superior Results

A happy retirement begins with the security of knowing that a person’s retirement income will not outlast their life.  Many sites give early retirement tips but fail to take into consideration that the average retiree is now living longer.  Retirement calculators that show workers how they can enter early retirement fail to take into consideration … Continue reading How to Change Your Retirement Portfolio for Superior Results

How to Boost Your Cash Flow After Retiring

When it comes to retirement, many people wonder if they will have enough cash to keep their standard of living the same as when they were working.  With only Social Security and a retirement pension, many people find that they no longer can live the type of lifestyle they once did when they were working. … Continue reading How to Boost Your Cash Flow After Retiring

Choosing the Best Annuity for Your Retirement

When planning for retirement, an annuity investment may be the ideal solution for anyone who wants to plan for a steady stream of income until their death.  With many people living well into their 90s or even 100s, the chances of outliving retirement savings are a very real concern for many retirees.  Annuities solve that … Continue reading Choosing the Best Annuity for Your Retirement

Comparing Retirement Income Payment Options

When approaching retirement and the last decade of stock market ups and downs, many people wonder how to protect retirement income from economic collapse.  There are two popular options to protect retirement savings:  Joint and survivor annuity payment option or retirement income protection funded with life insurance. Joint/Survivor Annuity Payout Option Versus Retirement Income Protection … Continue reading Comparing Retirement Income Payment Options

Retirement: Income Protection Review

At retirement, many retirees are faced with making a difficult decision that could negatively impact their future financial security and that of their spouse.  Deciding how a pension benefit will be paid out for the remainder of a retiree’s life is an important and critical decision.  There are two ways a pension can be paid. … Continue reading Retirement: Income Protection Review

Retirement “Expiration” Dates

When developing a retirement plan, it is important to understand when and how expiration dates can affect decisions.  Some expiration dates fall under strict regulations while some are vague and more sensible. Fixed Expiration Dates Social Security retirement benefits can be claimed from age 62 to 70.  A delay to claim benefits past the age … Continue reading Retirement “Expiration” Dates