Critical Illness Insurance: What You Should Know

In our last blog post about protecting financial assets in critical illnesses, we introduced critical illness insurance. This article will dig deeper into these unique and specialized insurance plans, which may be a good solution for those who worry about financial security if faced with a life-threatening illness such as a stroke, cancer, or a …

What To Know To Protect Your Assets While Critically Ill

We depend on our incomes to pay for life’s necessities and to engage in our lifestyles. American workers use our earning power throughout the course of our working years in order to save for the future, enjoy the world around us, and to cover household and educational expenses, just to name a few of the …

Use Life Insurance to Increase Estate Value With These Tips

When planning for the future, many people see the finish line as the happy day when they retire.  However, in reality, this is only the beginning.  Estate planning can be a difficult process if plans are not made before retirement.  Discussing all possible solutions to keeping more of your money to pass on to loved …

How to Keep More of Your Retirement Income from “Unwanted Heirs”

Everyone wants to keep as much of their money to pass on to family, heirs and loved ones.  Many people assume that when they die, their assets are automatically distributed to heirs and loved ones.  However, there are several “unwanted heirs” that may step forward to claim their share of your estate before your loved …

Give More to Charities with Life Insurance

Over 72% of all contributions to charitable organizations in 2016 were made by individuals, according to the Giving USA Foundation.  People give to charities for a variety of reasons.  These reasons include: A compassion for the less fortunate A belief that they owe something back to society A wish to support a favored institution or …

How To Financially Plan For a Critical Illness

Americans work hard to achieve the financial security and lifestyles they desire. As we work, many of us are able to use our earning power to purchase homes, save for retirement, do some traveling, and engage in hobbies and other lifestyle activities. What happens if you were to become seriously ill? How can you protect …

How to Maximize Earning Power for Retirement

Earning power, or earning ability, is one of the most valuable assets a person can possess.  Amazingly, if a family’s average income is $100,000 for their entire working career, a 30-year-old couple will earn 6.5 million by the age of 65.  So, how can the average worker maximize their earning power to maximize their retirement …

How to Choose the Best Annuity for Retirement

READ THE FULL PRESENTATION: Lesson in Annuities After choosing to invest in an annuity for a continued source of retirement income, the decision then becomes the type of annuity to choose.  Many people are left with more questions than answers. What are the differences between a variable annuity vs a fixed annuity?   What is …

How to Change Your Retirement Portfolio for Superior Results

A happy retirement begins with the security of knowing that a person’s retirement income will not outlast their life.  Many sites give early retirement tips but fail to take into consideration that the average retiree is now living longer.  Retirement calculators that show workers how they can enter early retirement fail to take into consideration …

How to Boost Your Cash Flow After Retiring

When it comes to retirement, many people wonder if they will have enough cash to keep their standard of living the same as when they were working.  With only Social Security and a retirement pension, many people find that they no longer can live the type of lifestyle they once did when they were working. …